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Can I Recoup Medical Expenses I Paid as a Result of My 9/11-Related Condition?

The short answer is yes. If you paid for care for your compensable condition out-of-pocket, either because treatment was not available through the WTC Health Program at the time or because of another reason, reimbursement for those costs is generally available from the VCF.

The longer answer, however, is that the VCF only reimburses for medical expenses when the requests meet certain criteria. The criteria is pretty simple, but worth becoming familiar with before filing a claim for this kind of compensation.

To begin with, the program cautions claimants that processing reimbursements can delay the payment of their award. Reimbursement requests, after all, involve a huge amount of documentation and take a tremendous amount of time to review. Because of this, the VCF has adjusted their process to ensure that claimants who want to include out-of-pocket medical expenses in their claim still get their primary awards in a timely fashion.

The VCF generally only accepts claims for medical expenses as compensation amendments, meaning they must be filed after your initial claim and generally only after the initial award determination has been made. That way they can issue an initial reward before embarking on the more onerous process of considering a medical expense claim. Additionally, the VCF will only consider claims for out-of-pocket medical expenses when they exceed $5,000.

With that said, the Special Master has the ability to waive some of these requirements when it’s appropriate in a specific circumstance, and the VCF helpline, as well as your VCF attorney, can help you figure out whether that means you.

It’s also important to note that claimants do not need to have incurred financial costs in order to qualify for the VCF. Anybody with a compensable condition who meets the VCF criteria will qualify for a basic award for pain and suffering, whether or not they have substantial medical expenses or lost income.

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  • "Barasch McGarry Salzman & Penson handled everything professionally and with patience. They always had time to answer all my questions and did what they promised. Thanks esp to Brian Calamaris Lee London, and Mariya Atanasova. Thank you." - William Collins, FDNY

  • "If I could give them six stars I would...don't even bother talking to anyone else concerning 9/11. The whole team worked night and day to deliver an outstanding settlement. They are honest, hard working and extremely professional. Just make the one phone call and let them do the rest." - Les Margulis, resident in the exposure zone

  • "I had a very good experience with Michael and Mariya. They made the process stress free. I would recommend this firm to anyone seeking assistance with 9/11 related illnesses." - JE Kirwan, worked in the exposure zone

  • "The people at this firm were just great. They were concern with making sure I was taken care of in every way possible. When I was given an award Mr. Barasch didn't think it was a fair amount and appealed the decision which got me a larger award. I am very satisfied with everything they did for me in the past and are willing to do for me and my family in the future." - Bob Wiecezak, FDNY-Retired

  • "Excellent law firm. Lee London and his staff were very responsive and always followed up with phone calls or emails. This firm is a strong example of what caring and personable lawyers are all about." - Letitia Egan, wife of client, volunteer in the exposure zone

  • Deadline Extended to Register for Compensation


    There is still time to apply for significant compensation if you have been diagnosed with any of the 68 cancers that doctors at the WTC Health Program (WTCHP) have linked to the WTC toxic dust. The deadline to apply to the Victim Compensation Fund (VCF) is two years from the date that a cancer has been certified by the WTC Health Program — or any other governmental agency. The two-year period to register doesn’t start on the day of a cancer diagnosis. Rather, it starts only when a cancer survivor is made aware their cancer was linked to exposure to the WTC toxins.

    For those who died from their WTC-linked cancers, the two-year period for their family to register starts on the day of the death of the WTC victim.

    Register For Compensation

Please help spread the word about the strict two-year deadline to register a claim

Many people have tried to complete the VCF application on their own, only to learn that it requires answers to hundreds of questions and many documents to download. It would be our pleasure to help you complete the process in order to ensure that you receive the compensation that you are entitled to. Please call us for a free consultation.

Let a knowledgeable attorney help you figure it out

A cancer diagnosis can be terrifying. You undoubtedly have questions about your disease and how you will pay for treatment. Lawyers at Barasch & McGarry ensure you understand the complex requirements and help devise the best strategies for obtaining compensation and appropriate medical care under the Zadroga Act. Contact our law firm online or call 888-351-9421. The initial consultation is free, so it costs you nothing to find out whether a lawyer can help.
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